Commercial Insurance in Wendell NC
By owning or operating a small business, you now have several risks to consider — from accidents that cause bodily injuries and property damage to lawsuits from clients, vendors, and stakeholders alike that can become massive financial burdens. Just like any other type of insurance, commercial insurance and small business insurance provide you the coverage and protect your small business or commercial business need.
Small Business Insurance Options in Wendell NC
Commercial General Liability Insurance for Small Businesses in Wendell NC
Small Business General Liability Insurance: Every business, no matter how big or small, should have general liability insurance. This policy provides coverage when you are faced with a lawsuit alleging bodily injury or property damage caused by your business operations.
Your commercial general liability insurance in Wendell NC will provide financial coverage for your small business for things such as legal fees, for loss of income due to business or operations coming to a stop, and for any liability that may occur through lawsuits. However, there are different levels of liability insurance and you can decide how much coverage you need to have.
These limits are set by the state of North Carolina based on factors like:
- permanent bodily injuries and death
- damage to other people’s property
- advertising and personal injury (slander, libel, copyright infringement, etc.)
Product Liability Insurance in Wendell NC
Product Liability Insurance: If your small business sells or deals with a product or line of products – whether it is as a manufacturer, retailer, wholesaler, or acting as a distributor – you may be liable for keeping it safe for all stakeholders involved.
The amount of product liability insurance coverage your commercial business needs is highly dependant
Professional Liability Insurance in Wendell NC
Professional Liability Insurance protects you in the event that you business provides a professional service. This type of small business insurance coverage helps insure your business if there are errors, malpractice, and negligence. Some companies may be required to have this type of coverage.
Commercial Property Insurance in Wendell NC
Commercial Property Insurance Coverage protects your business if you own any king of physical property such as:
- An office building
- A retail store
- A warehouse
- An industrial building
- Rental properties
Home-Based Business Insurance in Wendell NC
If you’re operating a Home Based Business from your home, then your homeowners insurance policy probably does not protect any of your business operations. A home-based business insurance policy provides you with the additional protection needed to properly protect you, your business, and personal assets.
Get A Free North Carolina Commercial Insurance Policy Review
We believe you should get the Advantage You Deserve. Our licensed small business insurance agents in Wendell NC are here to help make purchasing a commercial insurance policy as easy as possible. We’re also here to review any current insurance coverage you may have to make sure you are properly covered.
Give us a call or contact us and we will be happy to review your coverage with you for a free no obligation review.
Get A Quote
Reach out to one of our agents to get a quote fast. We will provide you with all the options to meet your goals.
Need to Report an Incident?
Insurance policies are here to protect you. If you have an incident, reach out now to report a claim.
Customer support is our top priority. If you have any questions or concerns, let us help you right away.